Author - Emilio Sosa

Act, Don’t React: The Importance Of Maintaining Your Magento Website

Growing your e-commerce business goes beyond building a fantastic website and selling amazing products/services. Effectively managing the different aspects of your company is key to smooth operations - and that includes your website. With its stability, reliability, and scalability, Magento continues to be one of the leading e-commerce platforms preferred by entrepreneurs in today’s growing digital market. But, as powerful as Magento is, it’s not a perfect platform - no one e-commerce platform is. As with any software, websites face the...

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vulnerability

A vulnerability has recently been discovered in PHP

MS-ISAC has issued an alert related to a vulnerability that could allow for arbitrary code execution and a recommendation that all sites using PHP should update to the latest PHP version ASAP ( full alert is available here). Since Magento Commerce relies on PHP, we recommend that all Merchants using Magento Commerce review necessary updates for PHP with their hosting provider. We also recommend that Merchants complete this review and any updates by September 30 in order to mitigate the vulnerability...

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Some Merchants Just Can’t Win: Returns Vs. Chargebacks

Although many business owners use the terms, “return” and “chargeback” interchangeably, they do not have the same meaning. A merchant return is simply a means to repay a customer who decides not to keep a product or retain a service. Often, when a return is initiated, a merchant may credit the customer’s account on the same credit card that was used initially at the time of the transaction. Store credit may also be an option when a customer requests a...

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Internet Merchant Account – Become an Educated Consumer

Everybody’s faced with choices in life such as the daily decisions of what to have for dinner, what to wear or what CD to listen to on the way to work, etc. And then there are the more important options we have to deal with, which include marriage, banking, insurance, and housing etc. If you’re an online merchant there’s usually another important decision to make and that’s which Internet merchant account to select. This is an important choice as you need...

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PCI Compliance and the PCI Compliance Fee – Security Has a Price

If you are a merchant who accepts credit card payments for goods or services, you may have noticed a PCI compliance fee on your merchant account statement recently. When you first noticed this additional charge, you probably asked yourself, “What is this fee and what service does it cover?” If you are a merchant who has taken the necessary steps to ensure your business is PCI-DSS (Payment Card Industry Data Security Standard) compliant, this charge may appear to be a misnomer....

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Accept American Express – With Reservation

Here is a typical question that a new business owner asks: Should I accept American Express?  Let’s briefly explore the issue. It’s a dog eat dog business world out there today, especially with the present state of the economy. The last thing you want to do is lose sales because you don’t wish to pay a few extra dollars on your monthly bills. It could actually cost you big time in the long run. A prime example of this is the American Express credit...

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Discount Merchant Account – It’s the Little Things That Add Up

If your business is accepting credit cards for its transactions, you need to try and find the discount merchant account that will offer you the best services for the most competitive price. You need to take into account all of the various fees, not just the qualified discount percentage. While the discount rate is important, make sure you don’t overlook all of the other “incidental fees” while searching for the best deal to match your needs and budget. Below are some...

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Authorize.net Reseller – A Dime a Dozen but Finding the Right One will Save You Money 24/7

If you make your living by selling services and/or merchandise over the Internet, you really need a dependable payment gateway, such as Authorize.net, to help your business complete transactions as smoothly as possible. Consequently, you may be galvanized to find an Authorize.net reseller – one that can provide the gateway to you in the most cost-effective manner. The purpose of this article/blog entry is to better acquaint you with one of the most prominent gateways available and its related fees...

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Customer Information Manager – The Authorize.net Gateway to Recurring Payment

I received an inquiry last week pertaining to the Authorize.net Customer Information Manager so I thought it would be beneficial to all Auth.net merchants by presenting info about this option. Quite a few merchants do business with repeat customers and to make things a lot easier they want to store credit card information so they can use it again. Storing the data will let the merchants bill their customers for recurring orders. It also makes it easier for repeat consumers to checkout...

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Authorize.net Merchant Account – Best to Find a One-Stop Shop

A prospective client recently contacted us and mentioned that he was not looking for an Authorize.net merchant account as he already had the credit card processing piece.  He requested our rates for the "Authorize.net gateway only."  I explained that we bundle this payment gateway with our merchant account program.  Although we could not accommodate his request to provide Auth.net by itself, I decided to investigate standard pricing quoted for only Auth.net. Upon my research, I was surprised to learn that most gateway providers charge a set-up fee, typically $99.  Some...

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